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Smart Investors Daily
SA

NYSE · SAN

Banco Santander, S.A.

Financial Services · Banks - Diversified

$14.65

Down-$0.09 (-0.61%)

Updated Sep 16, 2026, 11:13 AM

SID Score

7.5/10

Composite research score

Smart Money

54/100

Neutral

Market cap
170.85B
P/E ratio
10.74
Dividend yield
1.50%
52-week range
$9.62 – $15.05
Volume
6.85M
Avg. volume
3.39M

Price performance

SAN price history

1M range · 20 trading sessions · Daily adjusted prices

SAN closed at $14.65 after 20 trading sessions, up 2.88% for the selected period.

Last close
$14.65
Period change
+2.88%
Period low
$14.17
Period high
$15.05
Daily close
View OHLC price history
SAN OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Sep 15, 2026$14.68$14.71$14.54$14.656.85M
Sep 14, 2026$14.61$14.8099$14.5392$14.749.66M
Sep 11, 2026$14.90$14.96$14.785$14.966.58M
Sep 10, 2026$14.58$14.70$14.565$14.636.34M
Sep 9, 2026$14.59$14.715$14.54$14.686.01M
Sep 8, 2026$14.95$14.99$14.845$14.866.49M
Sep 4, 2026$14.90$14.97$14.86$14.938.28M
Sep 3, 2026$14.92$15.05$14.85$15.058.79M
Sep 2, 2026$14.70$14.755$14.645$14.758.68M
Sep 1, 2026$14.53$14.64$14.355$14.388.68M
Aug 31, 2026$14.77$14.795$14.545$14.568.27M
Aug 28, 2026$14.69$14.745$14.601$14.678.75M
Aug 27, 2026$14.67$14.68$14.505$14.5513.71M
Aug 26, 2026$14.82$14.82$14.67$14.7015.19M
Aug 25, 2026$14.65$14.675$14.535$14.6314.32M
Aug 24, 2026$14.71$14.82$14.66$14.7231.21M
Aug 21, 2026$14.55$14.69$14.52$14.5918.88M
Aug 20, 2026$14.295$14.35$14.14$14.2122.72M
Aug 19, 2026$14.32$14.34$14.085$14.1773.49M
Aug 18, 2026$14.56$14.60$14.2101$14.2450.85M

Latest SAN news

The latest Smart Investors Daily articles mentioning SAN.

SAN research

Overview

Company profile and research snapshot.

Company profile

Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
$3.00
Implied upside
Analysts
12
SAN recent ratings
DateFirmRatingTarget
Jul 12, 2026DAY BY DAYBuy
Jul 8, 2026ROTHSCHILD & CO REDBURNNeutral
Jul 8, 2026INTESA SANPAOLO EQUITY RESEARCHBuy
Jul 6, 2026BESTINVER SECURITIESBuy
Jul 1, 2026CAIXABANK BPIBuy
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News briefing

No generated briefing is available yet.

Yahoo · Sep 15, 2026

Santander Holdings USA, Inc. Announces Redemption of All Outstanding Depositary Shares Representing Interests in Its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I

BOSTON, September 15, 2026--Santander Holdings USA, Inc. ("SHUSA") today announced that, on October 15, 2026, it will redeem all of the 135,000 outstanding shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I ("Series I Preferred Stock"), and the corresponding 5,400,000 depositary shares, NYSE: SNUS PF I, CUSIP 80282 K809 ("Depositary Shares"), each representing a 1/40th interest in a share of the Series I Preferred Stock. The Depositary Shares will be redeemed at a

Yahoo · Sep 15, 2026

Sanofi (ENXTPA:SAN) Stock May Be Undervalued Despite Its Mature Medicines Deal

Sanofi has delivered mixed returns over recent years, and with the share price around €75.43, the real issue for you is whether that level is justified by the earnings power the group is producing today. Over the past 3 years, the stock has declined about 14.8%, which puts the spotlight on whether the current valuation is still aligned with the profits the business is generating. The planned transfer of 20 mature medicines and three manufacturing sites to Cheplapharm, in exchange for a 26.4%...

AI research layers

Interpretive context generated from the platform’s current data sources.

Banco Santander Stock Performance

Banco Santander, S.A. (SAN) shares trade at $14.65, reflecting a substantial 46.23% gain over the trailing twelve months, per SID market data. The stock has also delivered a strong 14.53% return over the past three months, though it pulled back modestly by 0.27% over the most recent one-month period. From a technical perspective, SAN currently trades above both its 50-day moving average of $14.29 and its 200-day moving average of $12.61, indicating a sustained uptrend according to Massive/Polygon data. The 14-day relative strength index sits at 50.4, suggesting neutral momentum with neither overbought nor oversold conditions. Average daily trading volume stands at approximately 3.39 million shares. The stock carries a beta of 0.959, indicating volatility closely aligned with the broader market. Banco Santander's market capitalization currently stands at approximately $170.85 billion.

Banco Santander Valuation Analysis

Banco Santander currently trades at a price-to-earnings ratio of 10.74, per SID market data, positioning it below the broader financial services sector average and reflecting a value-oriented profile. The stock's price-to-book ratio stands at 1.44, according to SEC filings, indicating that shares trade at a moderate premium to book value — a common characteristic among large-cap European banking institutions with improving profitability metrics. The PEG ratio of 2.25 suggests that the current earnings multiple, when adjusted for growth expectations, reflects a fuller valuation relative to anticipated earnings expansion. Banco Santander offers a dividend yield of approximately 1.86%, providing income for shareholders alongside capital appreciation. The bank's $170.85 billion market capitalization underscores its standing as one of the largest financial institutions globally. These valuation metrics collectively position SAN as a moderately priced large-cap financial services entity relative to its earnings generation capacity.

Smart Money Activity for SAN

Banco Santander's composite smart money score stands at 54 out of 100, generating a neutral signal according to SID market data. Institutional activity represents the strongest component, scoring 21.5 out of 25, indicating robust positioning by large asset managers and pension funds in the stock, per 13F institutional filings. Insider activity scores 12.5 out of 25, reflecting a moderate level of director and executive transactions without a pronounced directional bias according to SEC Form 4 filings. Congressional trading activity registers at 12 out of 25, showing middling interest from U.S. lawmakers who have disclosed positions. Dark pool activity scores 8.5 out of 25, representing the weakest component and suggesting limited off-exchange block trading relative to peers. The divergence between strong institutional conviction and subdued dark pool activity may reflect the stock's primary listing on European exchanges where alternative trading venues operate under different regulatory frameworks and reporting standards.

Banco Santander Earnings Outlook

Banco Santander's most recent reported quarter showed earnings per share of $0.269, which fell short of the consensus estimate of $0.28 by $0.011, representing a negative surprise according to company earnings reports. The subsequent quarter recorded EPS of $0.29, though no analyst estimate was available for direct comparison. Looking ahead, analyst estimates project EPS of $0.28 for the upcoming reporting period with results expected on May 4, 2026, per analyst estimates. Two additional reporting dates are scheduled, with results anticipated on July 22 and July 29 of 2026, though consensus estimates have not yet been published for those periods. The earnings trajectory from $0.269 to $0.29 in consecutive quarters demonstrates sequential improvement in profitability. The bank's forward earnings cadence will be a critical factor for investors evaluating whether the recent modest earnings miss was an isolated event or indicative of broader margin pressures.

Wall Street Analyst Ratings for SAN

Wall Street consensus on Banco Santander leans decisively bullish, with four of the five most recent analyst actions carrying Buy ratings, per Wall Street analyst reports. On July 12, 2026, Day by Day reiterated its Buy rating, while Intesa Sanpaolo Equity Research and Bestinver Securities maintained Buy recommendations on July 8 and July 6, respectively. CaixaBank BPI also reiterated its Buy stance on July 1. The sole non-bullish voice comes from Rothschild & Co Redburn, which maintained a Neutral rating on July 8, according to SID consensus data. Notably, all five recent actions were reiterations of prior ratings rather than upgrades or downgrades, indicating stable analyst sentiment. The predominance of Buy ratings — representing 80% of recent coverage actions — suggests broad conviction among European-focused research houses in the bank's fundamental outlook. No analyst downgrades have been recorded among the most recent coverage updates for SAN.