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OTC · IDCBY

Industrial & Commercial Bank of China Ltd.

Financial Services · Banks - Diversified

$19.14

Down-$0.37 (-1.90%)

Updated Sep 16, 2026, 9:11 AM

SID Score

8.3/10

Composite research score

Smart Money

46/100

Neutral

Market cap
279.78B
P/E ratio
7.72
Dividend yield
6.56%
52-week range
$13.92 – $20.00
Volume
48.91K
Avg. volume
57.2K

Price performance

IDCBY price history

1M range · 20 trading sessions · Daily adjusted prices

IDCBY closed at $19.14 after 20 trading sessions, up 3.54% for the selected period.

Last close
$19.14
Period change
+3.54%
Period low
$18.48
Period high
$19.69
Daily close
View OHLC price history
IDCBY OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Sep 15, 2026$19.12$19.84$19.10$19.13548.91K
Sep 14, 2026$18.75$19.674$18.75$19.5184.78K
Sep 11, 2026$19.05$19.5141$19.05$19.3433.16K
Sep 10, 2026$19.505$19.5149$19.01$19.3342.88K
Sep 9, 2026$19.58$19.689$19.10$19.190840.99K
Sep 8, 2026$19.53$19.6265$19.06$19.2062.82K
Sep 4, 2026$19.33$19.99$19.33$19.6164.43K
Sep 3, 2026$19.2505$19.38$19.2325$19.3738.65K
Sep 2, 2026$19.0032$19.71$19.00$19.6975.43K
Sep 1, 2026$19.59$19.6225$19.50$19.54346.34K
Aug 31, 2026$19.755$20.00$19.21$19.2486.3K
Aug 28, 2026$18.8645$18.98$18.66$18.7353.81K
Aug 27, 2026$19.02$19.02$18.905$18.9616.89K
Aug 26, 2026$19.21$19.23$19.13$19.2216.45K
Aug 25, 2026$19.335$19.335$18.91$19.093533.89K
Aug 24, 2026$18.96$19.08$18.91$19.0817.9K
Aug 21, 2026$19.33$19.33$18.85$18.9830.12K
Aug 20, 2026$18.81$19.30$18.81$19.0463.43K
Aug 19, 2026$19.07$19.07$18.6488$18.9247.84K
Aug 18, 2026$18.76$18.913$18.25$18.48146.58K

Latest IDCBY news

The latest Smart Investors Daily articles mentioning IDCBY.

IDCBY research

Overview

Company profile and research snapshot.

Company profile

INDUSTRIAL & COM UNSP/ADR

Visit company website

Analyst outlook

Consensus and target data currently published for this company.

Consensus
Buy
Average target
Implied upside
Analysts
23
Open full forecast

News briefing

No generated briefing is available yet.

Yahoo · Sep 7, 2026

China injects over €45 billion into state banks and insurers as growth slows

China's finance ministry is leading a combined 360 billion yuan (€46.1bn) capital injection into eight state-owned banks and insurers, a coordinated effort to strengthen balance sheets strained by weak lending, low interest rates and government instructions to prop up the stock market.View on euronews

Yahoo · Sep 6, 2026

Industrial And Commercial Bank Of China (SEHK:1398) Stock Looks Undervalued Despite A 146% Run

Industrial and Commercial Bank of China stock has delivered a strong 3 year return, yet current valuation checks send a more mixed signal about how much upside may still be priced in. For investors, the key issue is how to weigh that performance against a stock that screens as undervalued on some metrics but not across the board. Over the past 3 years, Industrial and Commercial Bank of China has returned 145.9%, which puts recent gains front and center in any assessment of how much value is...

Yahoo · Sep 6, 2026

China Mega Banks, Insurers Seek at Least $53 Billion in Capital

China’s biggest banks and insurers are seeking at least 357 billion yuan ($53.2 billion) capital boost, with the Ministry of Finance footing more than 80% of the bill, as Beijing moves to shore up balance sheets and sustain growth in a slowing economy.

Yahoo · Sep 6, 2026

Stronger Earnings and Higher Dividend Could Be A Game Changer For Industrial and Commercial Bank of China (SEHK:1398)

In late August 2026, Industrial and Commercial Bank of China Limited reported half-year 2026 results showing higher net interest income of CNY 341,237 million and net income of CNY 173,682 million year-on-year, and proposed an interim dividend of RMB 1.511 per 10 shares for the period ended 30 June 2026. The combination of rising earnings and a higher interim dividend points to management confidence in the bank’s operating performance and cash-generating ability. We’ll now explore how ICBC’s...

AI research layers

Interpretive context generated from the platform’s current data sources.

Industrial & Commercial Bank of China Stock Performance

Industrial & Commercial Bank of China (IDCBY) shares trade at $19.14, reflecting a 4.73% gain over the trailing one-month period and a robust 24.68% appreciation over the past twelve months, per SID market data. The stock currently sits above both its 50-day moving average of $18.52 and its 200-day moving average of $17.25, indicating a sustained upward trend across multiple timeframes. The 14-day relative strength index registers at 50.6, positioning the stock in neutral territory between overbought and oversold conditions. IDCBY's beta of 0.233, according to Massive/Polygon data, demonstrates exceptionally low volatility relative to the broader market, consistent with its profile as a large-cap state-owned banking institution. Average daily trading volume stands at approximately 57,201 shares, reflecting the stock's status as an over-the-counter ADR with a total market capitalization of approximately $279.8 billion.

Industrial & Commercial Bank of China Valuation Analysis

IDCBY trades at a price-to-earnings ratio of 7.72, per SID market data, which remains significantly below the broader financial services sector average. The stock's price-to-book ratio stands at 0.72, indicating shares trade at a substantial discount to the bank's reported book value, according to SEC filings. This below-book valuation is characteristic of large Chinese state-owned banks, which have historically traded at compressed multiples. The PEG ratio of 1.89 suggests moderate growth-adjusted valuation relative to earnings expansion expectations. IDCBY offers a dividend yield of approximately 3.88%, providing meaningful income for shareholders and positioning it as one of the higher-yielding global banking names. With a market capitalization of $279.8 billion, ICBC remains the world's largest bank by assets. The combination of single-digit P/E, sub-1.0 price-to-book, and near-4% yield presents a valuation profile driven by deep value characteristics within the financial services sector.

Smart Money Activity for IDCBY

IDCBY registers a composite smart money score of 46 out of 100 with a neutral signal, per SID market data, suggesting no strong directional conviction among sophisticated market participants. The insider activity component scores 12.5 out of 25, reflecting limited reportable insider transaction data typical of foreign-domiciled ADR structures where SEC Form 4 filing requirements differ from domestic equities. Institutional holdings score 13.0 out of 25, indicating moderate institutional participation, which is consistent with the stock's OTC trading status that restricts certain fund mandates from holding positions. Dark pool activity registers at 8.5 out of 25, according to 13F institutional filings and off-exchange trade data, representing below-average block trading interest. Congressional trading activity scores 12 out of 25, showing no notable legislative insider positioning. The overall neutral smart money profile reflects the structural limitations of tracking sophisticated flows in a Chinese state-owned bank ADR, where majority ownership resides with the Chinese government and domestic institutional investors not captured in U.S. regulatory filings.

Industrial & Commercial Bank of China Earnings Outlook

Recent quarterly earnings data for IDCBY is not available through standard U.S. reporting channels at this time, per company earnings reports. As a Hong Kong and Shanghai-listed entity trading as an ADR in the United States, ICBC follows a semi-annual reporting cadence under Chinese accounting standards, which differs from the quarterly cycle of domestic U.S. equities. The bank's trailing price-to-earnings ratio of 7.72, according to SID market data, implies annualized earnings of approximately $2.48 per ADR share based on the current price of $19.14. The 3.88% dividend yield further suggests the bank maintains a substantial payout ratio, consistent with Chinese regulatory guidance for state-owned enterprises to distribute dividends. Investors monitoring IDCBY's earnings trajectory should reference filings with the Hong Kong Stock Exchange and Shanghai Stock Exchange, where ICBC reports under International Financial Reporting Standards and Chinese GAAP respectively, for the most current financial performance metrics.

Wall Street Analyst Ratings for IDCBY

Wall Street analyst coverage data for IDCBY's U.S.-listed ADR shares is currently limited in available consensus databases, per SID consensus data. This coverage gap is common among Chinese state-owned bank ADRs, where the majority of active research originates from Asian-based brokerages covering the Hong Kong-listed H-shares rather than the U.S. OTC depository receipts. The stock's 24.68% twelve-month price appreciation, according to SID market data, suggests the market has repriced ICBC favorably despite the absence of widely disseminated U.S. analyst targets. The current P/E of 7.72 and price-to-book of 0.72 place IDCBY at valuation levels that Asian-based analysts have historically viewed as reflecting systemic risk discounts applied to Chinese banking institutions, including concerns around property-sector exposure and local government financing vehicles. Investors seeking analyst-driven research on ICBC are directed toward coverage published by major international banks with Hong Kong research operations, where the stock carries ticker 1398.HK with substantially broader institutional analyst following.