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Smart Investors Daily
CZ

NYSE · CZNC

Citizens & Northern Corporation

Financial Services · Banks - Regional

$27.92

Down-$0.33 (-1.17%)

Updated Nov 8, 2026, 11:36 PM

SID Score

6.3/10

Composite research score

Smart Money

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Institutional and insider signal

Market cap
330.19M
P/E ratio
12.19
Dividend yield
4.01%
52-week range
$20.20 – $29.25
Volume
54.09K
Avg. volume
44.93K

Price performance · CZNC

CZNC price history

1M range · 20 trading sessions · Daily adjusted prices

Prices through Nov 6, 2026

CZNC closed at $27.92 after 20 trading sessions, up 10.49% for the selected period.

Last close
$27.92
Period change
+10.49%
Period low
$25.12
Period high
$28.56
Daily close
View OHLC price history
CZNC OHLC price history, latest 40 sessions
DateOpenHighLowCloseVolume
Nov 6, 2026$28.14$28.415$27.8775$27.9254.09K
Nov 5, 2026$28.70$29.25$28.115$28.25145.04K
Nov 4, 2026$28.54$28.88$28.29$28.5677.78K
Nov 3, 2026$28.54$28.54$27.87$27.9456.83K
Nov 2, 2026$27.94$28.53$27.40$28.4761.81K
Oct 30, 2026$27.99$28.4892$27.92$28.0358.23K
Oct 29, 2026$27.38$28.1578$27.38$27.8251.37K
Oct 28, 2026$27.90$27.92$27.14$27.4967.32K
Oct 27, 2026$28.28$28.28$27.84$27.8481.56K
Oct 26, 2026$27.81$28.31$27.67$28.1589.94K
Oct 23, 2026$26.64$27.78$26.64$27.75114.8K
Oct 22, 2026$25.63$26.73$25.63$26.64133.54K
Oct 21, 2026$25.68$25.84$25.37$25.6362.28K
Oct 20, 2026$25.47$26.05$25.47$25.69552.28K
Oct 19, 2026$25.36$25.55$25.115$25.3956.58K
Oct 16, 2026$25.42$25.86$25.33$25.5056.97K
Oct 15, 2026$25.28$25.60$25.20$25.3651.36K
Oct 14, 2026$24.89$25.19$24.55$25.1245.94K
Oct 13, 2026$25.31$25.60$25.00$25.1964.64K
Oct 12, 2026$24.96$25.40$24.94$25.2753.86K

Latest CZNC news

The latest Smart Investors Daily articles mentioning CZNC.

CZNC research

Overview

Company profile and research snapshot.

Company profile

Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
—
Average target
$22.00
Implied upside
—
Analysts
—
CZNC recent ratings
DateFirmRatingTarget
Jan 29, 2026Piper SandlerNeutral—
Oct 24, 2025Piper SandlerNeutral—
Jun 27, 2023Janney Montgomery ScottNeutral—
Apr 24, 2023Piper SandlerNeutral—
Nov 17, 2022Piper SandlerNeutral—
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News briefing

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Yahoo · Oct 24, 2026

Citizens & Northern (CZNC) Stock Climbs On Q3 Earnings Momentum

Citizens & Northern just posted Q3 2026 results and the stock wasted no time reacting, jumping 4.2% to US$27.75 into the close. That is a strong move for a small regional bank. Yet the real story sits in the earnings power behind it. Basic earnings per share landed at US$0.92, supported by a net interest margin of 4.13% and net income of US$16.29 million. Traders are clearly leaning into the improving profitability story while seeming less focused on the loan book quality that still carries a...

AI research layers

Interpretive context generated from the platform’s current data sources.

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