SeekingAlpha · Sep 12, 2026
SoFi Technologies' Next Moat Is Emerging
SoFiâs early bank-charter advantage is evolving into financial infrastructure, potentially allowing lending, payments, and settlement growth. Click for more.
SO
NYSE · SOFI
SoFi Technologies, Inc.
Financial Services · Financial - Credit Services
$17.07
Down-$0.58 (-3.29%)
Updated Sep 16, 2026, 11:12 AM
SID Score
4.2/10
Composite research score
Smart Money
61/100
Neutral
- Market cap
- 32.65B
- P/E ratio
- 49.53
- Dividend yield
- 0.00%
- 52-week range
- $14.88 – $32.73
- Volume
- 50.24M
- Avg. volume
- 73.6M
Price performance
SOFI price history
1M range · 20 trading sessions · Daily adjusted prices
SOFI closed at $17.07 after 20 trading sessions, down 3.34% for the selected period.
- Last close
- $17.07
- Period change
- -3.34%
- Period low
- $17.05
- Period high
- $19.18
Daily close
View OHLC price history
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Sep 15, 2026 | $17.50 | $17.59 | $16.94 | $17.07 | 50.24M |
| Sep 14, 2026 | $17.005 | $17.75 | $17.00 | $17.65 | 33.18M |
| Sep 11, 2026 | $17.32 | $17.505 | $17.12 | $17.32 | 24.56M |
| Sep 10, 2026 | $17.03 | $17.39 | $16.93 | $17.21 | 31.53M |
| Sep 9, 2026 | $17.97 | $18.01 | $17.33 | $17.33 | 39.84M |
| Sep 8, 2026 | $18.22 | $18.35 | $17.89 | $18.01 | 30.4M |
| Sep 4, 2026 | $18.08 | $18.34 | $17.96 | $18.22 | 29.12M |
| Sep 3, 2026 | $18.00 | $18.7099 | $17.99 | $18.51 | 43.72M |
| Sep 2, 2026 | $17.05 | $17.94 | $16.92 | $17.84 | 40.59M |
| Sep 1, 2026 | $17.55 | $17.66 | $16.98 | $17.05 | 41.91M |
| Aug 31, 2026 | $17.75 | $17.96 | $17.55 | $17.88 | 36.6M |
| Aug 28, 2026 | $19.205 | $19.495 | $18.03 | $18.06 | 45.67M |
| Aug 27, 2026 | $19.005 | $19.47 | $18.59 | $19.18 | 37.64M |
| Aug 26, 2026 | $18.97 | $19.32 | $18.71 | $18.84 | 36.53M |
| Aug 25, 2026 | $18.33 | $19.02 | $18.07 | $19.00 | 40.27M |
| Aug 24, 2026 | $18.73 | $18.888 | $18.215 | $18.24 | 33.51M |
| Aug 21, 2026 | $18.18 | $19.17 | $18.065 | $18.91 | 62.41M |
| Aug 20, 2026 | $18.92 | $19.00 | $17.72 | $17.92 | 45.49M |
| Aug 19, 2026 | $17.855 | $18.72 | $17.8405 | $18.42 | 42.85M |
| Aug 18, 2026 | $17.91 | $18.31 | $17.64 | $17.66 | 32.61M |
Latest SOFI news
The latest Smart Investors Daily articles mentioning SOFI.
Stock researchCompany · Overview
SOFI research
Overview
Company profile and research snapshot.
Company profile
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Visit company websiteAnalyst outlook
Consensus and target data currently published for this company.
- Consensus
- —
- Average target
- $29.06
- Implied upside
- —
- Analysts
- —
| Date | Firm | Rating | Target |
|---|---|---|---|
| Sep 9, 2026 | Loop Capital | Hold | — |
| Sep 2, 2026 | Scotiabank | Sector Outperform | — |
| Aug 17, 2026 | Piper Sandler | Overweight | — |
| Aug 12, 2026 | Truist Securities | Hold | — |
| Jul 31, 2026 | Mizuho | Outperform | — |
News briefing
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Yahoo · Sep 10, 2026
Stocks making big moves yesterday: SoFi, Marvell Technology, Lululemon, Cloudflare, and Victoria's Secret
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Yahoo · Sep 10, 2026
SoFi vs. Nu: Which Digital Banking Stock Will Lead the Pack for Now?
SoFi and Nu take increasingly different growth paths as scale, cross-selling, AI and diversification reshape their digital banking models.
Yahoo · Sep 10, 2026
SoFi Stock Is Down More Than 40%. Here’s Why I’m Not Selling.
SoFi just posted record loan originations and its fifth straight earnings beat, yet the stock sits near a 52-week low. Before you cut losses, consider what the bears keep getting wrong about this fintech.
AI research layers
Interpretive context generated from the platform’s current data sources.
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