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Smart Investors Daily
OS

NYSE · OSBC

Old Second Bancorp, Inc.

Financial Services · Banks - Regional

$25.19

Down-$0.79 (-3.14%)

Updated Nov 5, 2026, 6:53 PM

SID Score

5.5/10

Composite research score

Smart Money

—

Institutional and insider signal

Market cap
1.09B
P/E ratio
15.39
Dividend yield
0.99%
52-week range
$18.91 – $26.06
Volume
779.75K
Avg. volume
352.95K

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Overview

Company profile and research snapshot.

Company profile

Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The Company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.

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Analyst outlook

Consensus and target data currently published for this company.

Consensus
—
Average target
$19.50
Implied upside
—
Analysts
—
OSBC recent ratings
DateFirmRatingTarget
Oct 26, 2026Piper SandlerOverweight—
Oct 6, 2026Raymond JamesStrong Buy—
Jul 27, 2026Piper SandlerOverweight—
Jul 24, 2026DA DavidsonNeutral—
Jun 26, 2026Piper SandlerOverweight—
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Yahoo · Oct 30, 2026

Does Strong Third Quarter Earnings Growth Change The Bull Case For Old Second Bancorp (OSBC)?

Old Second Bancorp reported third quarter 2026 results with net interest income of US$84.05 million and net income of US$28.94 million, alongside a completed 3.01% share repurchase tranche and a US$0.08 per share cash dividend declared in October. The combination of stronger earnings per share, active buybacks totaling US$39.5 million, and a higher quarterly dividend indicates management’s focus on per share value and capital return discipline. We will look at how Old Second Bancorp's sharp...

Yahoo · Oct 29, 2026

O2 Sponsor Finance Hires James Benbrook as Vice President

CHICAGO, IL / ACCESS Newswire / October 29, 2026 / O2 Sponsor Finance, a division of Old Second National Bank, today announced that it has recently hired James Benbrook as Vice President."We are excited to announce that James Benbrook has joined as Vice President of O2 Sponsor Finance.

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