Skip to main content
Smart Investors Daily

Investor toolkit

Inflation Calculator

Estimate the future cost of today’s purchase after inflation.

All calculators
Adjust assumptions

Change any value to update the estimate instantly.

Today’s price for the item, service, or spending amount being projected.

Expected average yearly increase in price.

How far into the future to project the cost.

Future cost: $13,439.16. Cost increase: $3,439.16

Estimated results

Future cost
$13,439.16
Estimated price after compounding inflation.
Cost increase
$3,439.16
Additional money needed compared with today’s cost.

For educational estimates only. Results are not investment, legal, or tax advice.

Visualize the estimate

Cost over time

Projected price by year compared with today’s cost.

  • Projected cost
  • Current cost

$10,000 today may cost $13,439.16 after 10 years.

$10,000 today may cost $13,439.16 after 10 years.

View chart data
Data used in the cost over time chart
YearProjected costCurrent cost
0$10,000.00$10,000.00
1$10,300.00$10,000.00
2$10,609.00$10,000.00
3$10,927.27$10,000.00
4$11,255.09$10,000.00
5$11,592.74$10,000.00
6$11,940.52$10,000.00
7$12,298.74$10,000.00
8$12,667.70$10,000.00
9$13,047.73$10,000.00
10$13,439.16$10,000.00

Understand the estimate

What this calculator tells you

The increase shows how much more money may be needed to buy an equivalent item in the future.

Formula and assumptions

Formula: Future cost = current cost × (1 + annual inflation rate) ^ years.

Assumptions

  • Inflation compounds once per year at a constant rate.
  • The estimate does not account for changes in product quality, taxes, discounts, or category-specific inflation.